PayOnward Custom Solutions extend our AI-powered digital payment platform for Credit Unions and Community-Based Financial Institutions, enabling tailored workflows, fraud controls, and payment experiences without sacrificing ownership or compliance.
Choose the module you require. Configure the logic that matters. We handle the heavy lifting of payment orchestration.
Tailor automated clearing house transactions with bespoke business logic.
Instant settlement rails integrated directly into your existing core infrastructure.
Configurable multi-stage hierarchy for enterprise-grade transaction oversight.
Condition logic to route payments based on recipient or amount thresholds.
Precision timing for funds availability and reconciliation windows.
Bridge departmental silos with automated ledger and reporting sync.
Consistent member experience under your own institutional branding.
Granular access control following the principle of the least privilege.
Sector-specific workflows for healthcare, insurance, or legal sectors.
Restrict access based on physical location data.
MFA integration via device-native biometrics.
Dynamic thresholds for automated flagging.
If/Then security rules for custom workflows.
AI-optimized routing to payment rail
Remove 99.9%. Improved accuracy in…
Add protection to any customer-facing solution
Not a bolt-on. AI is baked into the routing engine to ensure every transaction is faster, cheaper, and safer.
Predictive routing
Fraud detection
Timing optimization
Error reduction
Leading credit unions trust our infrastructure to deliver modern payment experiences while maintaining absolute control and security.
Designed specifically to meet the operational, regulatory, and member experience needs of Credit Unions.
Supports modern and traditional payment rails, including FedNow, RTP, and ACH.
Configurable workflows reduce implementation time without heavy custom development.
Replace multiple point solutions with a single, unified payment platform.
Built to adapt as payment networks, regulations, and member expectations evolve.
User / Member
FI Banking Web/App
Smart Routing & AI
Network
ACH / RTP / FedNow / Card
